Please review these Terms and Conditions carefully before accessing the Online Corporate Loans website (the "Site"). These Terms and Conditions as set forth below apply to and govern the Site and services offered on the Site. Your use of the Site constitutes your agreement to be bound by these Terms and Conditions.

"You" refers to the individual accessing and using the Site, and, if you are accessing and using the Site on behalf of a corporation, partnership, Limited Liability Company, business trust or other business entity, then "you" also includes that entity. "Online Corporate Loans", the "Company", "us", "we" or "our" refers to Online Corporate Loans. Please note that these Terms and Conditions contain waivers by you of certain rights you may have against us, our affiliates and each of our or their respective directors, officers and employees.

ACCEPTING THESE TERMS AND CONDITIONS: The provisions in this section are referred to as the "Terms and Conditions" and constitute an agreement between you and us. YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THESE TERMS AND CONDITIONS CAREFULLY, UNDERSTAND EACH OF THEM AND AGREE TO BE BOUND BY ALL OF THEM. By accepting these Terms and Conditions once, you acknowledge and agree that you will be bound by them each and every time you use our Site or otherwise interact with us online. If you do not agree to these Terms and Conditions, you may not access or otherwise use our Site.

The signing Authorizing Officer(s), and the Company by and through the Authorizing Officer(s), hereby acknowledge and agree that: Online Corporate Loans, and/ or its affiliates, is relying upon the information provided in this credit application in making its determination to grant credit; the information supplied in this application is complete and correct in all respects; the application is for business or commercial purposes and not for personal, family or household purposes; authorization is given to Onlinecorporateloans.com ("Online Corporate Loans") and its affiliates to investigate and exchange credit reports on this account, authorizing officers, and all persons named in the application with credit reporting agencies; and that this information, in addition to other corporate documents which may be requested, will be used to both approve the application and determine the credit limit for this account; Online Corporate Loans, its affiliates, agents, successors and assigns will rely on the information contained in the application and the signing authorizing officers have a continuing obligation to amend and/ or supplement the information provided in this application if any of the material facts which the signing authorizing officers have represented herein should change prior to closing; Online Corporate Loans, its affiliates, agents, successors and assignees make no representations or warranties, express or implied, to the Credit Applicant or Authorizing Officer(s) regarding the equipment, the condition of the equipment, or the value of the equipment; failure to completely and accurately disclose the requested information will constitute a breach of any agreement the Credit Applicant and/ or Authorizing Officer may enter into with Online Corporate Loans and its affiliates; this application will be processed and shall remain Online Corporate Loans’ property; Online Corporate Loans and its affiliates may share information, from and about the Credit Applicant or Authorizing Officer(s), with each other and others and it may answer questions about its credit experience with the Credit Applicant or Authorizing Officer(s) unless Online Corporate Loans receives a written prohibition at Onlinecorporateloans.com (Customer Service), 58 Taylor Rd, Patterson NY 12563. The Credit Applicant and each Authorizing Officer further acknowledge that any grant of credit is subject to approval at Online Corporate Loans’ sole discretion.

The authorizing officer(s), who is either a principal, personal guarantor or sole proprietor of the credit applicant, recognizing that his or her individual credit history may be a factor in the evaluation of the credit history of the credit applicant, hereby consents and authorizes Online Corporate Loans or its designee to obtain and use a consumer credit report on the authorizing officer(s) from time to time as may be needed.

CERTIFICATION: The Authorizing Officer(s) certifies that the information provided in this application is true, correct, and complete and acknowledge his or her understanding that any intentional or negligent misrepresentation(s) of the information contained in this application may result in civil liability and/ or criminal penalties including, but not limited to, fine and imprisonment, or both. Such intentional or negligent misrepresentation(s) may also result in liability for monetary damages to Online Corporate Loans, its agents, successors, assigns, insurers and any other person or entity who may suffer any loss due to reliance upon any misrepresentation(s) which has been made on this application.

If your application for business credit is denied you have the right to a written statement of the specific reasons for the denial. To obtain the statement please contact Onlinecorporateloans.com (Customer Service), 58 Taylor Rd, Patterson NY 12563, within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age; because all or part of the credit applicant’s income derives from any public assistance program; or because the credit applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580. By using this site, the Authorizing Officer(s) attests that he or she has read and understands the foregoing notice.

CONTENT: This site is protected by international copyright law. All rights are reserved. Copyright in the content, in the screens displaying the content, and their arrangement, is owned by Online Corporate Loans unless otherwise indicated. The content and data found on this Site may not be redistributed, copied, sold, transferred, or modified, without the express written permission of Online Corporate Loans. De-compilation, reverse engineering or disassembly of software used on this site is strictly prohibited.

COMPLIANCE WITH LOCAL LAWS: Those who access our Site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations. Our Site is controlled, operated and administrated from our offices within the United States. We make no representation that any materials contained on our Site or services or features provided on or through our Site or otherwise by us are appropriate or permitted in all locations, or for use by all persons.

CHANGES TO TERMS AND CONDITIONS: We reserve the right, at our sole discretion, to change, modify, add or remove any portion of these Terms and Conditions in whole or in part, at any time. Changes in these Terms and Conditions will be posted on our Site as soon as possible. Your continued use of our Site after such changes are posted will constitute your agreement to such changed Terms and Conditions.

CHANGES TO SERVICE: We may change, suspend or discontinue any aspect of our Site or service at any time. We may also impose limits or restrictions on certain services, features or content or restrict your access to parts or our entire Site without notice or liability.

CONSENT TO ELECTRONIC COMMUNICATIONS: You agree to receive all documentation and information provided by us, and our affiliates, through our Site and through e-mail provided to you via the Internet. This electronic provision and delivery will be regarded by you as appropriate delivery pursuant to any delivery requirements under the various statutes and rules, where applicable, and any state. To receive information electronically from us, you will need to be able to access our Site on the Internet, which requires Internet access and a Web browser, as well as an Internet e-mail account. No additional hardware or software requirements should be necessary. In the event of a change in the hardware or software requirements necessary to access our Site, prominent notice will be displayed on our Site prior to the implementation of such change. You acknowledge that you have the appropriate computer equipment to use our Site and to receive e-mail via the Internet and understand that you may incur certain operational costs in connection with your use of the Internet such as monthly fees for a service provider. You solely and expressly agree to undertake the obligation to notify us of changes in your electronic contact information and to contact us at info@onlinecorporateloans.com no less than two weeks prior to any change in your electronic contact information to ensure adequate time for us to process these changes. You also agree to notify us at info@onlinecorporateloans.com in the event that you no longer desire to receive information through this delivery procedure. If you prefer to receive information and materials from us in paper format, rather than electronically, you may request the information by submitting a written notice to, Online Corporate Loans, 58 Taylor Rd, Patterson NY 12563. You will allow a reasonable amount of time to make appropriate changes to ensure proper delivery to you through other means.

CONSENT TO REFERRAL. Company hereby requests that Online Corporate Loans refer and grants permission to Online Corporate Loans to refer Company’s request for one or more loans (collectively, the “Credit Facility”) to its affiliates, and in furtherance thereof the Company authorizes and directs Online Corporate Loans to furnish to its affiliates an electronic copy of the Company’s application for a Credit Facility and all other information furnished by the Company to Online Corporate Loans in connection there with, together with such other information about Company, its business and affairs and/or owners as may now or hereafter be in the possession of Online Corporate Loans. The Company understands that if the Company obtains a Credit Facility from its affiliates following a referral by Online Corporate Loans, Online Corporate Loans will receive a fee or other compensation from its affiliates. In addition, Online Corporate Loans is, or may become, engaged or may participate in other transactions with its affiliates, and Online Corporate Loans may receive a fee or other compensation in regard to such activities. Online Corporate Loans may in its sole discretion participate with its affiliates in a Credit Facility provided by its affiliates and/or participate in discussions between its affiliates and the Company as to the terms of a Credit Facility (whether or not Online Corporate Loans participates in such facility). The Company understands that except for the referral contemplated hereby, in no event will Online Corporate Loans be representing the Company or the Company’s interests or acting as an agent for the Company in obtaining a Credit Facility or in any discussions or negotiations with its affiliates.

DATA TRANSMISSION: You understand that data transmissions to and from us via the Internet, e-mail or other forms of electronic transmission may not be confidential and your communications may be read or intercepted by unauthorized third parties. You acknowledge that we are not responsible for any compromise of data transmitted across computer networks or telecommunications facilities, including the Internet.

APPROPRIATE USE: You represent, warrant and covenant that: (a) you are at least 21 years of age, (b) you have the capacity to make contracts and that you are expressly authorized to make and enter this contract and (c) you will not upload, post or transmit to or distribute or otherwise publish through our Site, any material which: (i) restricts or inhibits any other user from using or enjoying our Site, (ii) is unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, (iii) constitutes or encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate law, (iv) violates, plagiarizes or infringes the rights of third parties, including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right, (v) constitutes defamatory or libelous statements, (vi) contains a computer virus or other harmful component, (vii) constitutes or contains false or misleading indications of origin or statements of fact or (viii) is inappropriate for the purpose of our Site. We retain the right to review any material submitted for posting on our Site and have the sole and absolute right to determine whether that material complies with these Terms and Conditions.

TELEPHONE AND COMMUNICATION CHARGES: You are responsible for any and all telephone and other communications charges relating to your use of the Site.

NO REGULATORY ENDORSEMENTS: The services offered on our Site are not endorsed by any regulatory authority. Any representation to the contrary is a criminal offense.

WAIVER AND RELEASE: You agree to release, discharge and hold harmless Online Corporate Loans  and our affiliates and our or their respective directors, officers, employees and agents from any and all liability, claims or causes of action (known or unknown) arising out of our or their negligence or due to any act, event or occurrence beyond our or their control. This waiver and release of liability includes, without limitation, liabilities arising out of information posted on our Site or otherwise provided by our personnel and liability arising out of services we provide. IN NO EVENT WILL WE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF OUR SITE, OR ANY OTHER HYPER LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU ACKNOWLEDGE THAT YOU HAVE CAREFULLY READ THIS WAIVER AND RELEASE PARAGRAPH AND FULLY UNDERSTAND THAT IT IS A RELEASE OF LIABILITY. You are waiving any right that you may have to bring a legal action to assert a claim against us or the other parties set out above for our or their negligence or due to any act, event or occurrence beyond our or their control.

INDEMNIFICATION: You hereby jointly and severally agree to indemnify, defend and hold us and our affiliates, and any of our or their respective officers, directors, owners, agents, employees, information providers, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs, including, without limitation, attorneys' fees and costs incurred by the Indemnified Parties in connection with any claim arising out of your use of our Site or any breach by you of these Terms and Conditions, or the purchase by you of securities, including any liabilities associated with a violation of federal or state securities laws. If the indemnity provided in this paragraph is not available or is insufficient to hold harmless the Indemnified Parties for any reason, you agree to contribute to the aggregate losses, claims and liabilities to which the Indemnified Parties may be subject in such proportion as appropriate to reflect the relative fault by you and the Indemnified Parties with respect to the activity giving rise to the indemnity claim. You will cooperate as fully as reasonably required in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you will not in any event settle any such matter without our written consent.

NO CONFIDENTIAL, FIDUCIARY OR CONTRACTUALLY IMPLIED RELATIONSHIP EXISTS WITH Online Corporate Loans : You acknowledge that by registering with us, submitting information to us for posting or any other purposes or using the Site and our services, no confidential, fiduciary, contractually implied or other relationship is created between you and us other than the express contractual relationship set forth in these Terms and Conditions and any other written agreement you may enter into with us.

DISCLAIMER: Online Corporate Loans is a service provider to the commercial capital and venture capital industry. We do not claim to be a broker, dealer or investment advisor and nothing on our Site constitutes an offer r a recommendation to buy or sell any securities registered or unregistered. Certain affiliates of Online Corporate Loans may be registered investment advisors. Nothing on our Site or provided by us constitutes an offer to buy, sell or recommend securities to residents in any state.

FEES: By registering with us, you agree to pay us all subscription, service and use fees, if any, that we charge as disclosed on our Site or otherwise by us. All fees must be paid in U.S. dollars. You also agree to pay all federal, state and local taxes applicable to your use of our Site. Any Processing and/or Credit Reports fees are Non-Refundable.

CONDITIONS: Online Corporate Loans is not a lender, and does not grant credit or make credit decisions in connection with the online applications that it receives on behalf of the participating lenders. The online application form is not an application for credit from Online Corporate Loans. The Online Corporate Loans website is an electronic marketplace which allows consumers easy and convenient access to participating lenders. Online Corporate Loans does not endorse, recommend or favor the products of any participating lender. Online Corporate Loans is not your agent and our services are only administrative and consultation. You should rely on your own judgment in deciding which product best suits your financial needs. Online Corporate Loans does not guarantee that completing an online application will result in your receiving credit from one of our participating lenders. Online Corporate Loans receives its compensation from participating lenders and /or procurement fees charged to the Applicant upon approval of the application.

DISCLAIMER OF WARRANTY: Our Site, including all content, software and functions made available on or accessed through our Site, is provided "as is." To the fullest extent permissible by law, we and our subsidiaries and affiliates make no representations or warranties of any kind as to the content, software or functions accessed through our Site, for any products or services or links to third parties or for any breach of security associated with the transmission of sensitive information through our Site or any linked site. WE AND OUR SUBSIDIARIES AND AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT ANY CONTENT, SOFTWARE OR THE FUNCTIONS ACCESSED THROUGH OUR SITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE AND OUR SUBSIDIARIES AND AFFILIATES WILL NOT BE LIABLE FOR DIRECT, INDIRECT, PUNITIVE OR SPECIAL DAMAGES RELATED TO YOUR USE OF THE SITE.

UNITED STATES GOVERNING LAW: This site was developed in the United States of America in accordance with and shall be governed by, and your browsing in and use of the Site shall be deemed acceptance of, the laws of the State of Delaware, United States of America.

JURISDICTION AND VENUE: You agree that any suit, proceeding or action involving any dispute or matter arising under these Terms and Conditions or as a result of or related to your use of our Site may only be brought in the courts of the state of New York having jurisdiction over the subject matter of the dispute or matter. You consent to the exercise of personal jurisdiction by any such court with respect to any such suit, proceeding or action.

ASSIGNMENT, SUCCESSORS AND ASSIGNS: We reserve the right to assign our rights and obligations under these Terms and Conditions to one or more of our affiliates or to any successor entity by way of merger, consolidation or otherwise. You are not entitled to assign your rights and obligations under these Terms and Conditions without our express written consent. These Terms and Conditions will inure to the benefit of, be binding upon and be enforceable by our successors and assigns.

ENTIRE AGREEMENT: These Terms and Conditions constitute the entire agreement between you and us with respect to your use of our Site and the services offered by us. If for any reason any provisions of these Terms and Conditions, or portion thereof, are deemed to be unenforceable by a court of law, that provision will be enforced to the maximum extent permissible so as to effect the intent of these Terms and Conditions, and the remainder of these Terms and Conditions will continue in full force and effect.

ACCEPTANCE: Your use of our Site constitutes acceptance of these Terms and Conditions, and signifies that you agree to be bound by these Terms and conditions.

The Applicant attests that it has the ability to print and retain a copy of this Application, including Online Corporate Loans’ Privacy Policy, Terms and Conditions and any foregoing Notices on this web site.