Consumer Privacy Principles & On-Line Security

At Online Corporate Loans, we understand and appreciate how important personal privacy is to you, and how concerned you are about the confidentiality and security of information we may obtain about you. We want you to understand the steps we have taken to safeguard the information we receive both online about visitors who access or interact with our Website and from those who choose to borrow funds or enter into lease agreements.

To provide you with quality service, Online Corporate Loans must collect, process and use a great deal of information. We want to assure you that confidentiality is one of our highest priorities, whether you interact with us in person, by telephone, through the mail or on-line.

We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can accomplish these goals through the privacy principles outlined below.

Collection, Retention and Use of Information

We collect, retain and use information about you only where we reasonably believe that it will help administer our business or provide products, services and other opportunities to you. We collect and retain information about you only for specific business purposes. We use information to protect and administer your records and accounts, to comply with certain laws and regulations, to help us design or improve our products and services, and to understand your financial needs so that we can provide you with quality products and superior service.

Inaccurate Information

We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you or your accounts, please notify us. We will investigate your concerns and correct any inaccuracies.

Limitation of Use

At Online Corporate Loans, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these privacy principles. Because of the importance of these issues, all Online Corporate Loans employees are responsible for maintaining the confidentiality of customer information. Employees who violate these privacy principles will be subject to disciplinary measures.

Secure Environment

Online Corporate Loans is committed to the security of your financial and personal information and offers you online service through the use of 128-bit encryption. Although our operational and data processing systems are in a secure environment that protects your personal and account information from being accessed by third parties, we cannot guarantee the security of our online environment. We maintain and grant access to customer information only in accordance with our internal security standards.

Sharing of Information with Affiliates and Other Parties

Online Corporate Loans may share applicant, guarantor and other information with its suppliers, vendors, affiliates and agents in order to administer our business more efficiently and to enable these parties to offer products and services that may be of interest to you. These entities are obligated to keep the information that we provide them confidential.

The Fair Credit Reporting Act is the primary law governing information sharing within our affiliated group of companies. This Act permits our affiliated companies to share with each other the following types of information: identification information about you, information about your accounts, and information about the experiences of any of our affiliated companies with you. Information that bears on your creditworthiness, personal characteristics and mode of living is covered by the Act.

As technology evolves, we will continue to look for better ways to gather and use information in order to offer financial products and services which best meet your financial needs, and to protect and safeguard information about you and your accounts.

We want to assure you that you can visit www.onlinecorporateloans.com without identifying yourself or giving us any information about yourself. We will not obtain information that identifies you personally unless you specifically choose to provide such information to us.

Submitting Forms

In most instances, information you provide on the Online Corporate Loans website is encrypted. In other words, it is scrambled en route and decoded once it reaches Online Corporate Loans. Current versions of leading Web browsers indicate when a document is encrypted for transmission.

Sending Email

Email sent within Online Corporate Loans is secure. However, other email sent to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. Please exercise caution in the event you are transmitting confidential information, such as social security or account numbers, to us via an unsecured email. Such communications should be sent to us via registered mail, or you may call us.

Protecting Your Children

We do not knowingly solicit information and data from children and we do not knowingly market to children. Our website is directed at customers and potential customers, most of whom are adults. However, children may access our website and request information concerning our products and services. In the event children access our website we do not believe any of the information provided could be deemed objectionable. Parents can purchase various software packages that are available to prevent their children from accessing websites that they deem to be inappropriate. Parents can choose to utilize this and other methods to limit the websites to which their children have access.

External Links

Online Corporate Loans is not responsible for the information practices employed by sites linked to or from our Website. In most cases links to non-Online Corporate Loans Websites are provided solely as pointers to information on topics that may be useful to the users of the Online Corporate Loans Website.

Fair Credit Reporting Act

The Fair Credit Reporting Act is the primary law governing information sharing within our affiliated group of companies. This Act permits our affiliated companies to share with each other the following types of information: identification information about you, information about your accounts, and information about the experiences of any of our affiliated companies with you.

Information that bears on your creditworthiness, personal characteristics and mode of living is covered by the Act. When you request to be excluded from affiliate sharing of information, we cannot share such information.